
PSD2 and Open Banking Integration: A Developer's Field Guide
Over the better part of the last year and a half, I’ve worked extensively on PSD2 integrations - connecting to bank APIs across Europe, troubleshooting certificate chains late into the night, and learning firsthand how “technology neutral” can become a very non-neutral challenge in implementation. This post is what I wish existed when I started. Not the regulatory overview your compliance team sends around. Not the vendor pitch deck. The actual engineering reality of building a PSD2-compliant third-party provider application from scratch, deploying it, and keeping it alive in production. If you're a backend engineer who's been told "we need to connect to bank accounts" and you're staring at the Berlin Group spec wondering what hit you - this is for you.



